This free online credit card validator helps you verify the structure and validity of credit and debit card numbers in real-time. It's perfect for developers testing payment forms, businesses validating card formats, or anyone curious about how card validation works.
Step-by-Step Guide
- Enter a card number in the input field. You can type it with or without spaces - the tool will auto-format it for you.
- Optionally enter a CVV (Card Verification Value) to validate the security code length.
- Watch real-time validation as you type. The tool immediately checks the card number structure and provides feedback.
- Review the detailed results including card type, issuer, length validity, and Luhn algorithm check.
- Use the validation information to verify card formats for testing purposes only.
What Does This Tool Validate?
Our credit card validator performs multiple checks:
- Luhn Algorithm (Mod 10 Check): A mathematical formula used to validate identification numbers, including credit cards.
- Card Type Detection: Identifies whether the card is Visa, Mastercard, American Express, Discover, Diners Club, or another type based on the starting digits.
- Length Validation: Checks if the card number has the correct number of digits for its type (e.g., Visa cards are 13-19 digits).
- Issuer Identification: Determines the likely card issuer from the first 6 digits (Issuer Identification Number).
- CVV Validation: Confirms if the security code has the correct length for the card type (3 digits for most cards, 4 for Amex).
Common Card Type Formats
| Card Type | Starting Digits | Length | CVV Length |
|---|---|---|---|
| Visa | 4 | 13, 16, 19 | 3 |
| Mastercard | 51-55, 2221-2720 | 16 | 3 |
| American Express | 34, 37 | 15 | 4 |
| Discover | 6011, 644-649, 65 | 16, 19 | 3 |
| Diners Club | 300-305, 36, 38, 39 | 14, 16, 19 | 3 |
Important Security Information
This tool is designed for educational and testing purposes only. All validation happens entirely in your browser - no card data is transmitted to any server. We never store or process any card information. This tool cannot and should not be used to validate actual payment cards for transactions. Always use proper payment gateways for actual payment processing.