401(k) Calculator
Real-time • Export • Chart • Presets
Plan Inputs
Fill values — results update instantly
Last saved:
—
Current Age
Retirement Age
Current 401(k) Balance
Include rollover balances and vested amounts only.
Annual Salary (pre-tax)
Annual Raise (%)
Your Contribution
Amount per year (converted using frequency below).
Contribution Frequency
Yearly
Monthly
Biweekly (26)
Weekly (52)
Employer Match
%
of salary
Employer matches X% of your pay up to Y% of salary.
Vesting (%)
Percent of employer contributions that are vested.
Expected Annual Return (%)
Inflation (%)
Contribution Type
Pre-tax (Traditional)
Roth (Post-tax)
Tax Rate (%)
Used for after-tax payout estimate (only for Traditional).
Projection Options
Show inflation-adjusted (real) values
Show monthly breakdown in table
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Presets
LocalStorage
— select preset —
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Save configurations for different scenarios (Aggressive, Conservative, MaxMatch, etc.).
Projection Summary
Instant overview and sensitivity checks
Years to retirement:
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Projected Balance
$0
Total Contributions
$0
You + Employer
Estimated Annual Retirement Income
$0
4% rule (inflation-adjusted)
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Sensitivity (+/-1% Return)
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Projection Table
Download or print the schedule
Year
Age
Start Balance
Contrib (You)
Employer Match
Gain
End Balance
Real Balance